Householder/Home owner

The householder/ home owner insurance is designed to provide protection against loss or damage to private dwellings, houses, apartments and the contents.

It covers the insured building(s), fixtures and fittings, jewellery and valuables, as well as public liability benefits.

Depending upon the property insured the cover extends to protect the insured against:

  • Fire and allied perils
  • Burglary, housebreaking, larceny or theft
  • Loss or damage by accident or misfortune
  • Legal liability towards general public
  • All Risk cover for selected valuable items

Compensations Offered

  • Depending on the property insured, the insurance cover provides compensation equivalent to the market value or the cost of replacement
  • In cases where the items insured are susceptible to depreciation, the actual value is offered